GUIDE · JUNE 2026

How to plan a home renovation in Oakland County.

A renovation goes smoothly or sideways largely based on what happens before demo day. This is the step-by-step process we walk Bloomfield Hills and Metro Detroit homeowners through — from defining the project and setting a realistic budget to signing a fixed-price contract and living through the build. Eight steps, in order.

01

Define the project and your priorities

Start by writing down what you actually want to change and why — function, resale, or both. Be specific: "open the kitchen to the family room and add an island" is more useful than "update the kitchen." Note what you can live with and what is non-negotiable, because that ranking is what guides every trade-off later.

02

Set a working budget range

Land on a budget range before you call anyone, even if it is wide. A $60,000 kitchen and a $150,000 kitchen are different projects, not the same project with different finishes. Knowing the range lets a contractor design to your budget instead of guessing. For older Oakland County homes, set aside an extra 10 to 15 percent contingency for conditions hidden behind the walls.

03

Research and shortlist licensed contractors

Look for a licensed, insured Michigan builder with local experience and real reviews. Check that they pull permits themselves, carry general liability and workers’ compensation insurance, and work in your specific city. Shortlist two or three to walk the project.

04

Schedule walkthroughs and get written estimates

Have each contractor walk the space in person. A good estimate is written, itemized, and fixed-price — not a number scribbled on the back of a card. Make sure each bid covers the same scope so you can compare apples to apples. If one bid is far lower and has no contingency on an older home, the scope is probably not the same.

05

Finalize design and selections

Once you choose a contractor, work through layout, materials, and finishes in the order they need to be decided. Selection delays are a leading cause of projects running long, so lock in the long-lead items first — custom cabinets, tile, and special-order fixtures can take 8 to 14 weeks.

06

Sign a fixed-price contract with a change-order process

Your contract should specify the full scope, a fixed price, a payment schedule tied to milestones, and a written change-order process for anything that comes up mid-project. Never rely on verbal agreements for added work. A clear contract protects both you and the builder.

07

Pull permits and prepare the home

Your contractor pulls the building, electrical, plumbing, and mechanical permits required in your municipality — this is not optional, and unpermitted work causes problems at resale. Plan for living through construction: temporary kitchen setup, which bathroom you’ll use, and which areas will be off-limits.

08

Build, inspect, and complete the punch list

During the build, expect daily site cleanup, weekly progress updates, and inspections at key milestones. At the end, walk the project together and create a punch list of final items. Confirm all inspections are signed off and you receive any certificate of occupancy before final payment.

FAQ

Renovation planning questions.

How far in advance should I plan a home renovation?

For a kitchen or bath, start three to four months before you want construction to begin — design, selections, and permitting all take time, and long-lead items like custom cabinets run 8 to 14 weeks. For an addition or custom home, start six to twelve months ahead to allow for design, engineering, and plan review.

Should I get multiple contractor quotes?

Yes — two or three written, fixed-price estimates for the same scope is the right number. More than that tends to create confusion rather than clarity. Make sure every bid covers identical scope; the cheapest number is not a deal if it leaves out work you will need.

Do I need permits for my renovation?

For anything beyond cosmetic work — plumbing relocation, electrical changes, structural work, additions, basement finishing — yes. Every Oakland County municipality requires permits for this work. A reputable contractor pulls them and handles inspections. Unpermitted work creates real problems when you sell.

How do I budget for unexpected costs?

Build a contingency into your budget from the start — 10 to 15 percent for pre-1980 homes, which almost always surface something hidden behind the walls. A fixed-price contract with a written change-order process keeps surprises controlled, but the contingency is what keeps a surprise from derailing the whole project.

Ready to start planning?

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